It also involves some real estate terms you may have not heard of before. One of those terms is active with contingency.

What does it mean when a home you fall in love with is listed as contingent? The majority of real estate offers contain contingencies, or clauses.

First off, contingent is used to describe a house that is on the market and available to buy. A potential buyer has already looked at the home and wants to purchase it. Active with contingency means that an offer on the house has been made, and the seller has accepted it; however, before the sale can be finalized, some criteria needs to be met.

While contingencies benefit both the buyer and the seller, they benefit the buyer the most. Because they allow the buyer to get out of the contract with no repercussions. The buyer can also get their earnest money back. This can save a home buyer a lot of money, time, and stress. The contingencies are clauses in the sales contract which usually include matters that deal with appraisal, home inspection, and mortgage approval.

These clauses usually include a deadline or timeframe that defines when the conditions must be met. Some contingencies may vary from state to state. A listing changes from contingent to pending when an offer is accepted by the seller and all contingencies are addressed.

Active with contingency listings are still active listings on real estate sites, meaning other buyers can still make an offer. Once all of the contingencies have been removed and the active contingent stage is completed, the property will show a status of pending.

A home will have pending status until all legal work is completed. The short answer is that you can make an offer at any stage of the home buying process.

Owners whose home is in contingent status can accept a backup offer. Every MLS has its own definitions. For example, in Washington, a sale contingency is the only contingency that marks a home contingent. Homes with other contingencies show up as pending. In the meantime, any other buyer can come along and make an offer. The original buyer is still first in line, but a new buyer has the chance to bump them. In the NWMLS, the first party has five days to come up with the funds to close or the home goes to the second buyer.

If you fall in love with a contingent home, talk with your agent about whether or not it makes sense to offer. The answer to this question can also vary by location. Sellers may also accept your offer as a backup to put you into first place if the existing pending offer falls through.

When you see a home listed as contingent, you may see additional qualifiers. In Washington, sellers with contingent homes are typically open to reviewing new offers.

There is language in the contingency stating that a new buyer may bump the contingent buyer with five days for the first buyer to meet their conditions or waive their contingency before being bumped. Pending status is the step when a home is going through the closing process. The chances of a pending home going back to active status are slim. Pending status may also come with some informational qualifiers. A home is officially sold once closing is finished.

The very last step happens when the escrow company files the ownership papers as public record. About the author: Liz Gallagher is the Editorial Director at Flyhomes, publishing articles to give people the education and insights they need to be confident decision makers as homebuyers, sellers, and owners.

Cover photo by Elina Fairytale on Pexels. Get a weekly roundup of our blog stories plus the latest market updates and more. Search for:. Things to know about a home listed as active contingent The seller has accepted a conditional offer. The expected buyer may end up not buying the home. You can make an offer on an active contingent property, but the current buyer is first in line.

What is active contingent? Common contingencies Homebuyers can include one or more contingencies with their offer to purchase a home. Here are four common types of contingency. On the flip side, you may see a property listed as pending instead.

A pending status means that the seller has accepted an offer, and all of its contingencies have been satisfied, addressed, or waived. The home will remain in pending status until all the paperwork is processed and the deal officially closes.

Home buyers often add contingencies to their offer in order to protect themselves if something goes wrong during the sale. More specifically, these contingencies allow the buyer to back out of the contract under specific conditions without losing their earnest money deposit.

There are a few different types of contingencies in real estate:. A financing contingency , also known as a loan contingency, means that if the buyer has trouble getting a mortgage for the home purchase, they can drop out of the contract with no penalty. That way, they can avoid overlapping housing costs. An inspection contingency gives buyers the ability to negotiate repairs or cancel the contract based on the results of a home inspection.

An appraisal contingency states that if the appraised value of the home is lower than the purchase price, the buyer can negotiate the purchase price or walk away at no cost.

Can a home buyer make an offer on an active contingent listing? Contingencies present a sort of dilemma. So is it possible for buyers to avoid contingencies with no downside?

They insist that if local VA staffers have to help veterans register to vote, it could divert important resources away from other important activities designed to assist veterans deal with their day-to-day living.

VA leaders also have argued that voter registration drives are often partisan-driven and therefore have no place at VA hospitals and homes. Many of those living in nursing homes or homeless shelters are typically low-income voters who favor Democrats, it is claimed.

Suggested Reforms: Overhauling the Processing of Claims. Currently, there is a backlog of approximately , disability claims, according to Hall. VA officials expect that number to grow to one million additional compensation and pension claims by the end of The average time it takes for VA to process a claim is days, an increase from days in These delays have caused serious financial, emotional and functional impacts on the lives of disabled veterans and their families. Hall wants VA to modernize its system by implementing new technology and moving away from intensive, paper-based claims processing.

The department also needs to readjust its schedule for rating disabilities. Another reform involves the Department of Defense DoD - creating a single disability evaluation examination process whereby DoD would determine fitness for duty and then VA rates level of severity. In October , the Veterans Health Administration initiated a modernization program for its blood bank system.

VA officials decided to upgrade the system in order to decrease the risk of errors and improve the safety of blood transfusions through the use of current technology, such as barcode scanning. After five years of work, VA still had its work cut out for it. Not only was it behind schedule originally VA planned completion by ; now the target is but the new system needs more changes. He served eight years on active duty as a paratrooper and Army officer, then 22 years in the Army Reserve, retiring with the rank of colonel.

He practiced law in Denver, specializing in real estate, municipal finance and zoning law. In he founded Nicholson Enterprises, Inc.

In , he was elected vice-chairman of the RNC, and in January , he was elected chairman of the RNC, where he served for four years, through the elections of Wikipedia Bio. See all 37 comments Comments Charles M. Hopper 2 years ago.

Department of Veterans affairs doesn't care about a Veteran who gets overdose and poison on Chemotherapy. None of the symptoms that are caused by taken Chemotherapy isn't documented in my medical records as required.

Va Hospital in Jackson, Mississippi needs a major investigation. Also the Department of Veterans affairs is to scared to talk to me.

Lorraine Randall 2 years ago. The death of a neighbor. How do I go about getting the information a surviving military spouse needs, after the loss of her husband? My neighbors husband passed last Sunday, and she has not gotten any assistance from Mortuary Affairs office, or support from Fort Lee to assist her. What does Mrs. Amy need to do to apply for survivor benefits? Ted Allison 2 years ago. Abigail Huber 2 years ago. Thank you so much for all the info on the Department of Veterans Affairs!

I take a government class at my co op, and used your info for a presentation I needed to do. Your info is very helpful, and I will be recommending it to my friends in my class. Thanks again! John Sage 3 years ago. Good day to all, I hope we can get some red tape moving.

In I had a heart attack and five weeks later I broke my right foot. The VA didn't want to operate. I rebroke that foot six times since and been carried off on an ambulance 6 times after being pronounced dead on arrival twice because the doctors at the VA didn't listen to the doctors at the county hospital. That is just the latest episodes of my experience with the VA Hospitals. Fourteen years of plain negligence. I have been to a neurologist that wants me to have surgery on my neck and back.

I need to see a specialist. In lucky though because I can use the 40 mile program for a private doctor even if it does take a year to get things done. Just recently I had a triple hernia operation for instance because I could not get the VA to operate.

They should have taken care of all this fourteen years ago, it would not have cost so much back then. Kathy johnson 3 years ago. My husband served 27 years 24 of those years as a navy seabee and 3 years on a ship Raymond Barberio 3 years ago. I'm a 65 year old veteran I live with my dog after we've been homeless since January of our house burnt down I was just serviced approved that same month and suddenly my aid and attendance for shot off and I've called the VA I need to get my money reinstated in the back pay I've been spending my money for rent and electric I could have had a place by now if I could to save some money but I want somebody looking to get my back pay and in my aid and attendance back I want to get out of this camper trailer before winter is cold in here and it seems to get a smaller and smaller every time I come in it I just can't stand it I don't know I don't know what's wrong with me the other day I drove up to the stop sign with my dog I didn't know where to go I don't know if it's what you doing this to me I know I don't need right I can't cook here if I can get the back pay and get my money turn back on I'll have a place in a week for this cold cold weather comes thank you so much bye bye.

Leta Wilcoxson 3 years ago. VA could share the costs of equipment, office supplies, medical supplies and medicine. In the meantime, the secretary—at minimum—should consider increasing benefits for veterans who have chosen not to reenlist due to sexual harassment or assault in order to honor their service and safety. The VA must work more effectively with the Department of Defense DOD to improve the policies and systems that can help military people transition into civilian society.

The departments should also increase awareness of other resources that are available to veterans upon leaving the service to help them reenter civilian life. They can do this through public information campaigns, including making phone calls to newly separated veterans.

They should also continue to increase resources that are available for veterans. As Sen. In addition, the VA should cut off GI Bill funding for schools facing legal or punitive actions from the government for using erroneous, deceptive, or misleading ads.

Finally, the VA should continue to defer collections, which began in the spring of 39 , on medical bills that veterans owe after September , when the deferment period ends. While the VA certainly has unprecedented challenges, it is important to note that the United States has provided and will continue to provide more benefits to those who serve than any other country in the world. Providing quality care for veterans has a strong precedent in American history, dating back as far as , when the Continental Congress decided during the Revolutionary War that it would provide pensions 40 for soldiers who became disabled due to combat.

The Biden administration, along with Secretary McDonough and his team, must move rapidly to confront these challenges. As neither President Biden nor Secretary McDonough are veterans, they must work in collaboration with the 76 veterans currently in Congress, 53 of whom are Republican, 41 and the many groups, such as the American Legion and Veterans of Foreign Wars, that represent U.

And the nation must realize that going to war means not only sending women and men into combat but also providing for those who return from the battle for the rest of their lives.

Lawrence J. Korb is a senior fellow at the Center for American Progress. Melissa Boteach , Lawrence J. Korb , Alex Rothman. We issue cards that may get you free or cheaper health care or discounts on medicine, transport, water and power. Businesses may also give discounts. We can cover the cost of treatment for all mental health conditions without having to prove the conditions relate to your ADF service.

If you need care for an injury, or a check if you've been exposed to hazardous substances, we may be able to help. We also offer free mental health care. Get free mental health care or resources to help you to monitor and manage your own wellbeing. We also offer counselling and support for your family members. Apply market research to generate audience insights.

Measure content performance. Develop and improve products. List of Partners vendors. The U. Department of Veterans Affairs was the name given to the previous Veterans Administration when it was elevated to a Cabinet-level executive department in This move, which took effect in , gave the department a new name that allowed it to still be referred to by its longtime initials, the VA.

It provides medical care, benefits, and a variety of essential services to veterans of the U. The Department of Veterans Affairs provides near-comprehensive healthcare services to eligible military veterans at medical centers and outpatient clinics.

It also offers several non-healthcare benefits including disability compensation, vocational rehabilitation, education assistance, home loans, and life insurance. In addition, the department provides burial and memorial benefits to eligible veterans and family members at national cemeteries. Like many other organizations, the Department of Veterans Affairs follows a mission statement, which is "to care for him who shall have borne the battle, and for his widow, and his orphan.

It has five values, which go by the acronym "I CARE": integrity, commitment, advocacy, respect, and excellence. These values are intended to provide a baseline for the standards of behavior expected of all the department's employees.

It was later joined by a system of veterans hospitals, clinics, and nursing homes. It includes 1, healthcare facilities, VA medical centers, and 1, outpatient sites. It serves more than 9 million veterans enrolled in the VA healthcare program. VHA medical centers provide a wide variety of medical services to eligible veterans ranging from surgery to rehabilitative care.

To receive healthcare benefits, the VA requires that you be a military veteran or former member of the National Guard or Reserve who served on active duty and was not dishonorably discharged. Specific eligibility depends on when you served and for how long. The VBA provides a variety of benefits and services that deliver financial assistance and other forms of help to service members, their dependents, and survivors.

Science Technology Business U. Connect with the definitive source for global and local news. The Associated Press. All rights reserved. The answer comes from the fact that puppies begin tail wagging when it is needed for purposes of social communication.

Until they are about three weeks of age, puppies mostly eat and sleep. They are not interacting significantly with their littermates other than when curling up together to keep warm when they sleep, or crowding together to nurse. They are physically capable of wagging their tails at this time, but they don't. By the age of six or seven weeks or 42 to 49 days when we start to see tail wagging behaviours on a regular basis the puppies are now socially interacting with one another.

Most of the social interactions in puppies are what psychologists call play behaviours. It is through playing that puppies learn about their own abilities, how they can interact with their environment, and most importantly, how to get along with other individuals. Thus the pup learns that if he bites a littermate he is apt to be bitten back, and perhaps the game that he was playing might be terminated by its now-angry playmate.

It is at this point that the puppy also starts to learn dog language. It is not clear to what degree these emerging social communications are pre-wired, but learning is clearly needed to refine the use and interpretation of these signals. The pups learn to connect their own signals and the signals provided by their mother and their siblings with the behaviours that come next.

They also begin to learn that they can use signals to indicate their intentions, and to circumvent any conflicts. This is where and when the tail wagging behaviour begins. One place where conflicts are likely to occur is during feeding. When a puppy wants to suckle her mother, she must come very close to her littermates who might have been nipping, jostling or chasing her a few minutes earlier as they all crowd in to find a teat.

To indicate that the current situation is a more peaceful one and to calm any fearful or aggressive response by the other puppies, the puppies begin to wag their tails. Tail wagging in puppies thus serves as a truce flag to littermates.

Later on, puppies will begin to wag their tails when they are begging food from the adult animals in their pack or family. As the puppies come close in order to lick the face of the adult dog, they signal their peaceful intentions by tail wagging.

When communication between dogs begins to be needed, however, they rapidly learn the appropriate wagging signals, putting that marvellous tail to use! Login or Register Get Free Newsletter. Love Cats? Visit Modern Cat! Meanwhile, a study published in the journal Pharmacology Biochemistry and Behavior found dogs wagged their tails more after a period of limited social contact.

Regardless, dogs move their tails for any number of reasons — to convey anxiety, alertness, or other emotions. A lowered tail tucked between the legs means something very different than a tail raised high in the air.

The speed of wagging can make a difference too. Most dogs use their tails to convey emotion, but some dogs start with tails in different resting positions. Other dog breeds lack most or all of their tails, also known as docked tails. Some common dog breeds with docked tails include:.

Especially if a dog is moving quickly, changing direction, or climbing, the tail can help steer and guide the dog as a counterbalance, ultimately preventing them from falling, tripping, or overcompensating in the opposite direction. When swimming, a dog mostly uses their paws to paddle, but if you take a look at their backside, their tail might be hard at work, too, acting as a rudder to help them move and turn. Just as there are many different breeds of dogs — according to the AKC , registered as of September — there are different types of tails, too.

Some dogs have short tails, some have long tails, some have curly tails, and some even have no tail at all, whether by breeding, or due to the practice of docking. Most dogs that are considered tail-less actually have tiny, stumpy tails, usually called bobbed tails. These breeds include the Brittany spaniel, Braque du Bourbonnais, Pembroke Welsh corgi, Australian stumpy tail cattle dog, Boston terrier, English bulldog, and French bulldog. Dogs that usually have ringed tails include Samoyeds, akitas, chow chows, and shiba inus.

A sickled tail is a type of curly tail, but it tends to be a less defined curl. Some breeds known for having sickled tails include Siberian huskies, and other breeds that are associated with cold climates in cold weather, these dogs can curl up with their heavy tails wrapped around them, or even covering their noses.

In corkscrew tails, the ring is extended into a spiral shape. This type of tail is caused by a vertebrae deformity, so unlike sickled or ringed tails which dogs can straighten according to their mood, corkscrew tails stay in one curled position. Pugs and bulldogs tend to have corkscrew tails. An otter tail is a thick, rounded tail that tapers toward the end, and in its natural state tends to be pointed down.

Dog breeds with thicker coats and a water-loving personality generally have this kind of tail—think Labrador retrievers, Chesapeake Bay retrievers, and, naturally, otterhounds. These tails tend to be long relative to the length of the body.

Most dog breeds that have whip tails are hunting dogs, or dogs known for their speed, like greyhounds, whippets, and wolfhounds. This type of tail is especially effective as a counterbalance so may help with stability, agility and quick turns. Though there are many different shapes and sizes of tails, with some breed exceptions, most tail behaviors mean the same thing no matter the tail type.

A wagging tail seems to be the universal sign of a happy dog. Is it sticking straight up, is it horizontal, or tucked down? What else is going on with other parts of the body? Is the dog still with only the tail moving? Other signs like raised hackles, a crouching stance, a play bow, or pricked ears can help round out what the tail motion is saying. Paying attention to these cues can help prevent or de-escalate conflict, and ensure all social encounters, whether with dogs or people, are pleasant ones.

Here, according to scientific research and behavior and training experts, are some common meanings to different tail wags. Tail straight up: The general rule is the higher the tail, the more assertive the dog.

The rats, too, are single-minded in their pursuit of prey. O'Brien, for example, tells Winston that a baby cannot be left alone in the poor quarter, even for five minutes, because the rats are certain to attack it. This is symbolic of the Party's relentless pursuit of power: the Party will never let go of power and control, just as the rats will never relinquish an opportunity to feed or attack.

Post a Comment. Personification is a literary device in which the author attributes human characteristics and features to inanimate objects, ideas, or anima Saturday, 21 December What do rats symbolize in the book ?

Unit one was all about the importance of reading and why we need to read and go to school. Unit 2 was about the american dream and the importance of being able to choose your. This weapon of language is demonstrated in when Big Brother started turning the people into machines, their organic thoughts were about to be synthesised to love the Inner Party the Party.

Orwell used symbolism of advanced technology in the form of telescreens1 and a force called the Thought police to symbolise the overarching theme of oppression. Telescreens symbolise oppression by being a constant source of propaganda and reminder. Here the animals are fully symbolic, and appear not initially for accuracy of events, but to specifically bring meaning and significance to human plight or human interaction.

At the base level, rats represent a fear of disease, danger, lurking, death, and darkness that is reflected throughout human history. Orwell …show more content… If the qualities of a rat were applied to a person, the connotation is almost always negative, and undesirable.

Rats then also represented a fear of being poor or sick. Rats rank among the world's most beastly creatures, often associated as the opposite of humanistic animals like dogs or sheep. Outer Party members and Proles all eventually become inhuman cogs in the Party's machine. In essence, Winston and his fellow citizens become rats, trapped in Big Brother's cage. Orwell concludes that if people allow forces such as those represented by Big Brother to rule, then they will become no better than mindless, multiplying rats.

In the end, Winston is reduced to a creature, his final level of terror in the infamous Room is to literally come face to face with what he has become- a rat. In specific relation to Orwell, Komins cites the general demonization of the carnivorous pig in Animal Farm to reflect our own human capacities. Starving rats, kept for days in a cage and then released on victims in a confined space, were an ancient Chinese torture. Thereafter the rats wander in and out of his s life. This is like something out of a novel by James Herbert — the seething grey brood out for vengeance on trapped humanity.

The filthy brutes came swarming out of the ground on every side. Thoroughly exasperated by a venturesome beast that had invaded his trench, Orwell pulled out his revolver and shot it. Spreading out from the enclosed space, the reverberations were enough to prompt both sides into action. The ensuing conflict left the cookhouse in ruins and destroyed two of the buses used to ferry reserve troops up to the front.

The dead rat sent to the Southwold borough surveyor. The brandished revolver in the Spanish trench. All this is too big to be overlooked, too continuous, too nagging. On Jura, in the last part of his life, Orwell took his usual lively interest in the local rodent population. A buzzard, seen from afar, appeared to be carrying a rat in its claws. Orwell wondered at the ease with which rats allowed themselves to be caught. At almost exactly this time he would have been working away at Nineteen Eighty-Four, perhaps even writing the following exchange between Winston and Julia:.

A flap of skin called a dewlap hangs from the throat. Males are distinguished from females by their antlers, which grow up to six feet across. Moose are found in the northern regions of the United States, from Maine to Washington, throughout Canada, and into Alaska.

Due to their large size and insulating fur, moose are limited to cold climates. Forested areas with streams and ponds are ideal moose habitat. Adult moose use their antlers or hooves to defend themselves from predators like bears and wolves. The much smaller calves are easier for predators to take down, and many of them fall victim to predation before reaching their first birthday.

Moose also suffer from a predator of another sort, parasitic brain worms. White-tailed deer are carriers of the parasite, but it has no effect on them. When deer defecate, the brain worms are transferred from their waste to land snails.

When moose unknowingly eat the snails while foraging for food, they ingest the parasite. Moose are herbivores. Their favorite foods come from native willow, aspen, and balsam fir trees. They also munch on aquatic plants from streams and ponds.

Male moose, called bulls, begin to grow antlers in springtime to prepare for the autumn mating season. Large, mature bulls with well-developed antlers usually get to mate with the female moose, called cows.

When bulls are competing for the same cow, they may use their antlers to fight off their opponents. After the mating season, bulls drop their antlers.

They regrow them again in the spring. During mating season, females attract males with their deep calls and strong scent. Bull moose use their antlers in threat displays when they are fighting over females. Sometimes they will get into a pushing fight with their antlers. These fights rarely get too serious because the antlers could catch together and both moose could die. When mating season is over, the moose's antlers will fall off.

Mice and other rodents will gnaw on the antlers because they are a good source of calcium. The female gives birth during the spring or summer.

She usually has one baby. Moose calves can stand up within a day, and they can swim within a couple of weeks. Calves are weaned after about six months and will stay with their mother until the next young are born. Mothers are very protective of their calves and will charge people if they get too close. Bull moose may also charge people and even cars during mating season. Since beginning her career as a professional journalist in , Nathalie Alonso has covered a myriad of topics, including arts, culture and travel, for newspapers and magazines in New York City.

She holds a B. By using the site, you agree to the uses of cookies and other technology as outlined in our Policy, and to our Terms of Use. Winter Wonderlands Moose occur in several biomes, including tundra, taiga and temperate forests. Keeping Cool Moose are corpulent animals -- a male, or bull, can weigh more than 1, pounds -- and they are unable to sweat. Current Population Trend: Increasing.

This photo was submitted to Your Shot, our photo community on Instagram. Follow us on Instagram at natgeoyourshot or visit us at natgeo. Share Tweet Email. Go Further. Animals Wild Cities This wild African cat has adapted to life in a big city. Animals This frog mysteriously re-evolved a full set of teeth. Animals Wild Cities Wild parakeets have taken a liking to London.

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Maintains documentation of training. Cooperates with university compliance and monitoring efforts related to sponsored program administration and reports instances of noncompliance to the appropriate compliance office. Coordinates and facilitates monitoring and auditing visits. Notifies appropriate institutional officials of external audits by FDA and sponsors.

Collaborates with PI and institution to respond to any audit findings and implement approved recommendations. Cooperates with university and sponsoring agency compliance and monitoring efforts related to human research participant protection and reports instances of noncompliance to the appropriate compliance office. Proposal Budget Collaborates with the PI and department to prepare a categorized budget and justification.

Confirms accuracy and completeness of budgeted costs. Attends investigator meetings as required or requested by the PI. Prepares other study materials as requested by the PI.

Establishes and organizes study files, including but not limited to, regulatory binders, study specific source documentation and other materials. Works with the PI to assure that the study is in compliance with all terms and conditions, including but not limited to education, IRB HRPO approval, conflict of interest disclosure, health and safety protections for participants and staff and any financial terms or conditions.

Conduct of Research Reviews and develops a familiarity with the protocol, e. Assists PI in communication of study requirements to all individuals involved in the study.

Provides appropriate training and tools for study team members. Documents date of training and signatures of study personnel trained on study specific training log. Collects documents needed to initiate the study and submit to the sponsor e.

Conducts or participates in the informed consent process including interactions with the HRPO IRB and discussions with research participants, including answering any questions related to the study. Obtains appropriate signatures and dates on forms in appropriate places. You can work with innovative technology and use the job as a stepping stone to even bigger career opportunities. That's because of the opportunities that are out there right now - not to mention the cool technology and the cures that they're coming up with," said Michael Mazza , a divisional practice lead based in the Philadelphia area.

We asked Mazza and Lacy Preddie , an account recruiting manager, more questions about this hot career path. CRCs recruit patients and conduct the day-to-day operations for clinical trials. Most coordinators work in research hospitals. Although it varies by employer, applicants are typically required to have a bachelor's degree in clinical research management, medical technology, public health or nursing. Preddie works with a lot of research coordinators who view the gig as a gateway to a rewarding career.

She helps them get on the right path. A number of colleges offer certificates, associates, and bachelor degree programs that equip you for entry-level employment in the industry and prepare you to pass the CRC clinical research certification certificate. These programs may require you to partake in an internship program.

If you have medical experience already, for instance if you are a registered nurse, you may only need to attend a certificate program to work as a CRC.

However, if you do not have medical experience, you may need an educational program that covers fundamental courses in medical and research terminology and introductory level coursework in clinical research.

Some standard courses in a CRC program are:. The Association for Clinical Research Professionals link opens in a new window offers the certification.

You must also present evidence of work experience of no less than 3, hours. You are also good to go if you obtained a high school diploma and have experience as an LVN, LPN, medical assistant, or lab technician in addition to 4, hours of work associated experience.

The degree of experience necessary will vary and depend on your level of any medical training you have and academic achievements. Clinical research coordinators CRC prepare, direct, and coordinate clinical trail projects.

They would also assign tasks to other members of the research team and ensure they comply with the protocols wet for the clinical trial.

A great CRC candidate will provide responses that demonstrate effective communication skills and give examples of problem-solving, initiative, efficient time management, collaboration, and prioritization of tasks. Willingness to be challenged Seeks ways to overcome obstacles Exceeds minimal expectations. Over the lifetime of a clinical trial, an experienced CRC is responsible for coordinating and implementing many study-related activities.

A key attribute of a successful study is the organizational capabilities of its CRC. Serious complications can result when records e. These complications can result in institutional review board IRB sanctions, funding withdrawal, probation, administrative suspension or termination, and unusable data. Anticipating problems can help prevent potential punitive actions. Study Start-Up: There are a variety reasons why a study may fail to launch in a timely manner.

The CRC is typically responsible for facilitating study start-up activities to ensure that a study begins within the projected timeframe. A great CRC will develop and implement organizational techniques, such as a checklist to prioritize and complete tasks. These tasks include engaging stakeholders, creating budget projections, identifying study staff, determining space needs, and ensuring timely submission of documents.

Appropriate time management during start-up activities can decrease delays in recruitment, help the site meet its study goals, and increase overall study efficiency. Timely start-up also avoids fiscal pitfalls that may have a negative impact on sponsors.

The stricter the eligibility of a research study, the more difficult it can be to find appropriate participants. A great CRC will be well organized and will establish a quick mental checklist using a methodical approach. To enhance navigating eligibility, a great CRC might create a laminated quick-reference pocket guide for easy elimination of ineligible participants during the screening process.

If a prospective participant is more than 40 years old, then the CRC can quickly move to the next potential participant to screen. Minimize Participation Burden: Historically, participant travel, financial hardships, and other logistical concerns have been barriers to recruitment into clinical trials. A well-versed CRC understands the importance for participants to be adherent to their study appointments. A great CRC will seek alternative means of transportation, visit locations, and investigate reimbursement options for the participants to help offset potential travel and financial burden and to better facilitate logistical issues that might otherwise disrupt study participation.

Ensure Data Monitoring Accuracy: The CRC collects and inputs data from many sources; therefore, data must be accurate, reliable, and verifiable.

One of the crucial data points of a clinical trial is reporting adverse events AEs , serious adverse events SAEs , and safety issues in a timely manner. A well-organized CRC may create electronic medical record alerts e.

Clinical Trials Awareness: Having a clear understanding of other competitive trials allows the CRC to better navigate or facilitate recruitment strategies. A great CRC will be aware of competing clinical trials within the same geographical and therapeutic areas involving the same target population. In addition to being knowledgeable of other projects current or upcoming , a great CRC should be a resource for individuals interested in opportunities for participating in clinical trials.

Former research participants often inquire about other projects for which they may qualify—especially studies that fall within a health condition of interest. First impressions matter, and can develop into relationships lasting the duration of each trial; this fact alone can increase patient retention rates.

In addition to recruiting subjects, one of the primary responsibilities of a CRC is to help them navigate the various research entities involved in studies e. Therefore, the CRC must create a relationship of trust and dependability as a research case manager for the participant. R apport: It is advantageous for CRCs to build rapport with potential participants who express interest in studies. Addressing participant questions, translating study jargon, and achieving a mutual understanding about the purpose of the study before proceeding with the informed consent can establish a solid relationship foundation.

This safe zone creates an atmosphere in which participants can share their personal or health information relative to studies, communicate concerns about being research subjects, and discuss any other barriers that may prohibit their participation. By establishing a strong rapport with participants, CRCs become a trusted point-of-contact for studies. A ccountability: The PI is ultimately accountable for the overall conduct of a study, while the CRC is generally responsible for day-to-day operations.

A good CRC supports the PI in ensuring the safety and well-being of the study participant, and is often the link among the PI, study participants, other study team members e.

Elder Scrolls Online. Events Characters Factions Locations Concepts. Aela the Huntress Skyrim. The Valen-Heart wrote: Tavern clothes. The best. That is a fantastic idea!!! Both of their default outfits look good enough. Hope this helps. User Info: Eightyeight There are various ways to get the armour.

One is to progress far enough in the Companions quest-line that it becomes a craftable armour set at the Skyforge. You need to complete Glory of the Dead for it to become available. Another method is to get the pickpocketing perk Misdirection and pickpocket the armour from her.

If you take all of it then another set will respawn on her later. The final method is to marry her. If you marry her she opens a shop in your house and you can then buy the armour from her.

The protection the armour offers is equal to that of iron armour. It requires an iron ingot to temper it and relies on the Daedric Smithing perk to double the quality of improvement. User Info: SirQuackberry. The armor isn't that good on its own. Skyrim Forums. Welcome to Skyrim Forums! Register now to participate using the 'Sign Up' button on the right.

You may now register with your Facebook or Steam account! Does Aela use a shield as your follower? This is probably a stupid question, BUT I was looking around the forums and didn't find anything on the subject--so I thought I'd ask: I just started a new character yesterday. I am in the middle of The Companions quest line; and upon finishing it, I am going to marry Aela and outfit her in full Dragonscale Armor.

Once you accept the blood ritual, Skjor will draw his weapon, grab Aela's paw, and cut into it while holding it over the fountain.

When it is filled with blood, you will have no choice but to activate it, which will make you lose consciousness and wake up as a werewolf, with Beast Form added. After a bit of time, you will wake up in an entirely different location and Aela will be standing next to you, worried: "Are you awake? I was starting to think you might never come back. Yours was not an easy transformation.

But you're still alive, so congratulations. We even have a celebration planned for you. There's a pack of werewolf hunters camped nearby, at Gallows Rock. The Silver Hand. I think you've met them before. We're going to slaughter them. All of them. Lead on. Skjor's already scouting ahead. What just happened? I almost envy you. That first time is always the most You gave us even more trouble than Farkas did at his first turning. You'll need to build up your strength before you can call on it again, though..

Just be careful where you do it. Some cowards in this land can't stand the sight of glory before them. Then, well Stronger, faster. It doesn't last long, though. The blood of your foes can sustain you. If you're willing to feed. You're sounding like the old man.

I love Kodlak. I respect and follow him. But he's wrong on this. It's no curse. We're made into the greatest hunters in the land. If he's worried about some mead-swilling afterlife in Sovngarde, he's free to pursue it. I'll take the glories of the hunt right here. They always make such easy prey. As you enter Gallows Rock , Aela will take a look around the first room and comment on the iron gate blocking the path ahead: "Look at this.

Cowards must have locked the place down after Skjor charged in. You can taste the fear. Abandoned for years. They're like jackals, making their home anywhere they can find. Aela will comment: "There's a dead one, isn't there. Thought so. Nobody we know, by the smell. Some can't separate the animal from themselves. Go feral. This poor sod could have been anyone. We should keep moving. Don't even want to think about what those cretins did to them before they died.

Filthy squalor. As you are about to enter the final room, Aela will start to warn you about what is ahead: "We're getting close now. Be careful. Their leader is a tricky one. After the battle, she realizes what is wrong as Skjor lies dead on the floor: "The bastards He was one of the strongest we had, but numbers can overwhelm.

He should not have come without a Shield-Brother. Get out of here. I'm going to make sure we got the last of them, and see if there's any information to be gotten from the bodies. You and I have work to do.

The Silver Hand will tremble at our sight. Three new radiant quests are now available back in Jorrvaskr and you will have to complete two of them before you can initiate the next quest, Blood's Honor.

When Aela gets back to Jorrvaskr, she will greet you in new ways, ensuring you that the secret is safe: "I've been running interference for you around here.

I don't think anyone's caught on to our little campaign. I wish I could be there with you. Soon enough. We've got the cowards on their heels now. When you ask her for more work, she will reveal that Companions Harbinger Kodlak Whitemane wants to have a word with you. Aela is understandably worried: "And there is more work to be done, but I fear that Kodlak's gotten wind of our recent efforts. He's asked to see you. My advice? Always be honest with the old man, but don't tell him anything he doesn't need to know.

As it turns out, Aela was correct and Kodlak will imply that you have been busy lately. While he will ask you to stop avenging Skjor's death, he also has something else on his mind, namely to rid him of his lycanthropy by claiming a Glenmoril Witch Head see this article for details. When you return from the Glenmoril Coven , there will be an uproar in Whiterun , as Jorrvaskr has been attacked by the Silver Hand in your absence. You will find Aela outside, along with Torvar , both of them with dead Silver Hand warriors at their feet.

Aela will comment: "These two aren't a problem anymore. This starts the next quest, Purity of Revenge. When you head down the stairs, Aela only has one request: "Make 'em bleed. Once you return to Whiterun, Vilkas will tell you to head up to the Skyforge and participate in Kodlak's funeral. Up there, all Companions, as well as many of the townsfolk, will be gathered around the forge where Kodlak's body lies, ready to be burned the traditional way.

After a bit of silence, Eorlund Gray-Mane will say: "Who will start? Once the ritual is over, Aela will approach the forge and use a torch to light the fire and stand for a moment, staring into the flames.

She will then turn around and speak: "His spirit is departed. Members of the Circle, let us withdraw to the Underforge, to grieve our last together. Once you have delivered the last of the fragments to Eorlund, enter the Underforge. Vilkas : "The old man had one wish before he died. And he didn't get it. It's as simple as that.

But he wanted to be clean. He wanted to meet Ysgramor and know the glories of Sovngarde. But all that was taken from him. And that's not what this is about. We should be honoring Kodlak, no matter our own thoughts on the blood.

If a watchdog were to fail along with the MCU perhaps the entire PCB burns out , mechanical hardware fail safes might be the next step for ensuring safety. Watchdog timer says the programmer that, you have to reset me continuously otherwise I will reset the whole system after reaching to my timeout.

If the system stuck-up somewhere, the reset instruction execution missed and then the Watchdog timer will reset the system. Your email address will not be published. Comments Can u explain in more with perfect example…. Leave a Reply Cancel reply Your email address will not be published. However, unlike the window and the timeout modes, this mode relies on data communication between the MCU and WDT, which makes operation more complex.

In the following, we will bring up points that should be considered before deciding which WDT to choose. The reason is that an external WDT adds an extra layer of safety to critical systems. An independently operating WDT is the only way to resolve such concerns.

Redundancy is considered vital in maintaining system safety. And an external WDT can provide the required redundancy. Automotive devices are devices where MCU failure or malfunction could lead to life-threatening accidents. In water heaters and kitchen stoves, MCU failure or malfunction poses a fire risk.

In systems that impact human life or in applications where malfunction of electronic control can cause serious accidents, an external WDT is required to ensure sufficient redundancy. Again, like applications that require WDTs, some situations may require a WDT to provide the level of safety that is required or deemed necessary to implement.

Embedded System Tutor. Watchdog Timer in Embedded System. After reading this blog below questions will get solved regarding watchdog timer what is watchdog timer?

Why watchdog timer is important? How does watchdog timer works? How to use watchdog timer in embedded system? Introduction: Watchdog timer is a piece of hardware in micro-controller. Watchdog timer is used to generates system reset if system gets stuck somewhere i. Watchdog is safety mechanism in embedded system which makes your system reliable, but it depends on how you make use of watchdog timer. Watchdog is basically a counter, which starts from counting zero and reaches to a certain value.

If counter reaches to certain value then watchdog hardware will generates a watchdog reset. To avoid system reset, software needs to kick the watchdog i. In case software stuck into endless loop it system will not able to kick the watchdog hence counter reaches to certain value and resets the system.

If your system if performing 3 tasks periodically and to perform 3 tasks is takes ms. Then timeout time is considered as ms considering worst case scenario , counter value is calculated with respect to ms and loaded into watchdog. Following figures shows watchdog hardware. Input to watchdog hardware is clock.

Based on every clock tick watchdog internal counter increments. Then there is comparator which compares count value with loaded count value timeout value and if count matches watchdog hardware generates and reset signal. Consider a system in watchdog is working on 4 kHz clock.

Here's how we do it! We've compared this property to other 3 bedroom properties in Whyalla Stuart. Here's how it matches up:. If you were logged in, you'd be able to favourite this property, see its sale and rental history, explore its street and find out the year it was built.

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This is due primarily to the quality of its questions and rigor of its explanations. UWorld content is updated throughout the year, which keeps the Qbank incredibly current in the changing world of medicine and medical testing.

Students who use UWorld achieve consistently topflight results, but where do they go wrong? What are potential pitfalls that second year med students should make sure to avoid in their own prep?

We've identified the five biggest mistakes that med students make with UWorld for Step 1 prep and also posted five more big UWorld mistakes here.

Many students come to us concerned about starting UWorld questions too early in their Step 1 study period. They say they're not ready to tackle a Qbank as difficult as UWorld. They would prefer to start with an easier Qbank or focus more on reading. This is a mistake! Step 1 is a question-based exam. Therefore, the best approach to studying for Step 1 is to incorporate UWorld questions early and often.

Even if you have not finished all of the material five months before your exam, there will certainly be some content you've covered. For example, if you've already had your immunology course, do some immunology UWorld questions! If you've learned biochemistry, create a few short biochemistry question bank sets from UWorld. During your heme block in second year, do some heme questions. Attempting difficult questions is a great way to focus your studying and highlight areas of deficiency.

Additionally, you might want to do UWorld questions on the topics you're learning in coursework. Remember that you can customize your question sets based on discipline. You can focus on heme pathology or heme pharmacology, if that is what your course is covering. No need to deal with biostats or biochem during a heme pathophys block. The earlier you expose yourself to difficult case vignettes, the more efficient your question-based studying will be later on.

If you are in your second year of med school, buy UWorld now and start building your basic sciences foundation by working through questions.

UWorld questions are prompts. They are vehicles for practicing the pattern recognition, clinical reasoning, and test-taking skills that we need to score high on the USMLE. However, doing UWorld question banks alone and skimming the explanations is not enough to achieve mastery of the material.

Top scorers understand that UWorld is best used as a learning tool, and most of the learning happens when reviewing explanations—especially on questions you got wrong. This is significantly less than a Kaplan course usually costs students.

Is UWorld harder than Nclex? Can you repeat UWorld questions? UWorld does not repeat or rephrase their questions. Can you share UWorld? How long does it take to finish UWorld? UWorld is not the place to be learning information. On average a single question takes about 1 minute to answer and 2 minutes to review. The average college student can read words per minute.

At that speed many of you would be able to read this article twice in the time it takes for a single question. What is the best way to use UWorld? How to Best Use UWorld Qbank to Study Take seven 60 minute blocks of about 46 questions with one hour of total break time to use over the seven blocks.

Start at the same time of day your exam is scheduled. After you have done 8 hours of testing relax the rest of the day, you will need it! Should I do UWorld twice?

Thank you so much for your kind words, and question. I hope that my advice is not reaching you too late. I best advice is to do more questions, and to learn the topics that you are weakest at, but focusing on a manageable amount of information every day. The best thing to do is to take an NBME now, to see where you are, to get an idea of whether you are improving your scores are not, which would let you know how effective your studying is.

I wanted to know how many questions should I be doing per day or week or month? I was wondering if you could tell me, how exactly do you reason through the question? I must be lacking the integration and application skills or I may just not have understood the connections well … Would you have any tips? Thank you so much for your question. Certainly, a lack of integration and application can certainly trip you up, and to prevent you from improving your scores.

My best advice is to both slow down when you are learning topics, so you give yourself enough time to learn them appropriately, as well as to make it your mission to understand what each sentence means in every NBME or question that you do. Would you recommended doing random sets of 44 or Taylor them by subject?? Any advice would be greatly appreciated. Any suggestions on how to tackle Step2 CK as far as if I should do uworld questions as random sets of 44 or by subjects?

Any advice is greatly appreciated! I will be finishing DIT with 9 days to go. I still have questions left to go through on UWorld. So any extra time each day would maybe be spent on a topic I feel the weakest on. I hope your exam went well. I hope this can help you for your preparations for self exams and for Step 2! My Step 1 exam is 13 days away and unable to push it back any further. In light of this, I had two questions:.

Certainly, my big weakness I feel is applying basic pathophysiological principles to new questions. Sorry for the delayed response — hope your test went well! Studying pathogenesis to presentation at any stage should help, as should spaced repetition, although in general the longer the timeframe, these will be even more useful.

I was wondering do you have answer keys and explanations for NBME 15, 16, 17? Or any reliable sources you would recommend? Typically I go over this with students that I tutor, to help them to understand any issues they are having with interpretation of the questions themselves. The most important thing that you can do is to understand the material, not necessarily memorize facts, like so many other services out there.

Alec, Hope all is well. My first quesiton is how many anki questions do you do a day? How many new ones do you do a day? And, how do you interpret U-world scores?

I basically was doing it by systems, and now I am slowly reverting to mixed blocks. I basically outlined all of pathoma into an excel file and iam going to import it into anki. Any thoughts? At the peak, I did about to cards in a day of old reviews, and roughly 40 new cards in a day. If you are scoring below passing, I would still study by system. Honestly, it sounds like you are trying to do too much, and should probably pare down some of your resources.

I would not do both Firecracker and Anki, and would choose one or the other, otherwise you risk overwhelming yourself by trying to chase way too many rabbits. That puts me at the 5th percentile.

Do you know how that compares to an actual Step 3 score? Thank you so much for your message. Unfortunately, there is no perfect way to predict what your score will be particularly when using question banks.

Alec, thank you for all your insights. Would you recommend using another review book for your method? Thank you so much! Thanks so much for your message! I personally used UWorld for Step 2CK, doing questions and studying from them, and have known many people who have successfully done that strategy. Great question. It really depends on whether you are scoring well already, whether you are close your exam, and what your overall goals are.

If not, particularly if you have more than a month until your exam, it might be better to do subject specific so you can hit your weak areas in a more concentrated fashion. Hi Alec, thanks for putting together the website.

What do you recommend for first year students? Should we do UWorld questions as we cover different subjects in class? Make anki cards for each class so when it comes around for our dedicated study time, we have more time to do qbank questions?

Thank you so much for your message, and for your kind words. In general, I do not recommend doing question banks during your first year. I know that a lot of people will tell you that doing Q banks early is critical etc. If you use spaced repetition well, you should only have to go through a question bank one time. Some of your approach will depend on how important your class ranking is, since the more important it is the more I would focus on your class work.

That said, I still focused a lot on my coursework, even though Stanford is pass fail throughout the preclinical years. My best advice to you is to use your coursework as a supplement to your studying for Step 1. One of the most difficult tasks during the first two years of medical school if you figure out what is most important to study.

To do this, I would use First Aid as a target for the information that you need to know. Also, remember to take a deep breath, and relax. Medical school is one of the most challenging times, but can also be greatly rewarding.

You are in for quite a ride. Thanks Alec for the response! I will keep in touch. Good luck in your future studies and endeavors!

Sounds fantastic. I definitely look forward to hearing from you more as you progress through your career! Hi Tamara, thank you so much for your message!

I have to Anki decks for sale, which you can purchase from the links at the top right of the website! Thank you again! Then a few months out to Step 1 in June focus more on Step 1 materials. Or did you focus on courses only, then started studying a lot for Step 1 in March, as that is when you took your first practice test?

Thank you all this great information on your site! Thank you very much for your message. I think that it is sufficient to begin your studies for Step 1 during your dedicated study period, as this is what I and many others that I know did. The most important thing is is that you take the time to improve your ability to APPLY that knowledge during your dedicated studying, not simply focusing on facts.

Hi Alec, Thanks for all the helpful information. I am taking my STEP1 in less than 6 weeks and was wondering what you think about doing Qbank blocks on random vs by topic?

I have been going back and forth on which approach to use as I feel like sometimes on random I am not able to really learn the information as well. Any advice is appreciated! Thank you so much for your kind words and question. If I could go back, and if I had a lot of gaps in my knowledge, particularly if those gaps were concentrated in a handful of subjects e.

I would just make sure that weeks out, I was doing random blocks again. Great post, I am taking your advice and getting through more questions via integration and application v. How many times were you able to get through First Aid during your study preparation? I was unsure how beneficial questions would be v. I will be able to finish it times MAX… maybe 1. I am not sure how to most efficiently manage my time, my exam is in 3 weeks.

To be more specific. I would appreciate any advice you have! Thank you so much for your great feedback and fantastic question. I did, however, want to respond ASAP given your short timeline. My goal was to make sure that I learned it well enough the first time that I never had to go back to re-learn those things. When I had weeks left, I was still focused on learning fewer subjects well, rather than trying to cover as much material as broadly as possible. Information without much depth never seemed to help me much, as well as students I have tutored.

Hope this helps! Just wanted to update you: I just published the new blog post here. Thanks again for your question, and I look forward to hearing your feedback on the new article! Outstanding blog, seriously! And very useful advice as well. I was wondering if you can share the copy of your study schedule for Step 1? Hi Stylish — thank you so much for your kind words and fantastic question. I hope to write an article about this at some point, but in the meantime, here are my thoughts:.

I made a schedule, but never really following it. Thank you so much for your clear, and fantastic feedback! Hi Jordan — thank you so much for your message! I really appreciate you taking the time to write and share your thoughts with the community. It really is quite amazing when you can actually FEEL yourself improving, particularly in your ability to understand and explain the human body.

I look forward to hearing more feedback about the site! First of all, thanks a ton for the articles and the blog. Its awesome! Thanks for the feedback! Great question — I made cards for both QBanks, mainly because they tended to focus on different information, and one gave better explanations for some conditions than others, and vice-versa. Just took my Step 1. I wish I had done spaced repetition earlier; only started doing it after I read your blog.

Hey Sidney — congrats!! Thus, thank you for your comment, as the more interest I can see in such articles, the more I want to write! It is virtually impossible to make all of those cards before getting through a reasonable number of questions before you have to take your shelf. Instead, I just did questions first, then studied the things I got wrong, and made cards to make sure I never made the same mistake twice — basically, the same approach as with Step 1.

Really looking forward to your upcoming article on this. How did seeing patients fit in with your learning for shelf exams?

Pension withdrawal Pension withdrawal basics How to withdraw money from a pension fund Can I cash in my pension? Pension lifetime allowance Should I take a lump sum from my pension? What is a deferred pension? What is income drawdown? When can I claim my pension? The pension withdrawal rules Taking an early pension Income drawdown charges How does pension drawdown tax work?

Emergency tax on pensions Early pension release rules Money purchase annual allowance. Pension rules after bankruptcy What happens to my pension if I am made redundant? What happens to my pension if I move abroad? What does capital at risk mean? How much tax do you pay inside IR35 on pension contributions?

Pension protections What is the Pension Protection Fund? What is the FSCS? What is the Pensions Ombudsman? What is the Pensions Regulator? Pensions and ill health What happens to your pension when in hospital? Pension and divorce rules How long after divorce can you claim a pension? Retirement planning Preparing for retirement What qualifies for ill health retirement?

What is pension liberation? Reducing working hours prior to retirement Releasing equity for retirement Managing your retirement Can I take my pension at 55 and still work? When should you buy an annuity? How much money do you need to retire in the UK? Mental health in retirement What is a target date fund?

The different types of pension There are several types of pension within the UK, and how each type works differs slightly. You can only do this once. The extra pension can be paid as an increase in your weekly rate of State Pension. This works out at Your pension will not increase if you defer while you or your partner receives certain benefits, such as Pension Credit. You need 30 qualifying years of National Insurance contributions to get the full amount.

Your pension won't increase if you defer while you or your partner get certain benefits, such as Pension Credit. You need 35 qualifying years of National Insurance contributions to get the full amount. Contracting out has ended under the new system. The extra pension will be paid as an increase in your weekly rate of State Pension.

This works out at about 5. You need 44 qualifying years of National Insurance contributions to get the full amount. The amount of State Pension you get depends on your National Insurance record. Your National Insurance record includes National Insurance contributions that you pay when you are working and contributions that are credited to you when you are unable to work.

Your record can also include voluntary contributions that you choose to pay to cover gaps when you are not working or getting credits. When you reach State Pension age, you can claim a State Pension if you've paid or been credited with enough National Insurance contributions during your working life. Each tax year 6 April to 5 April that you pay or are credited with National Insurance contributions counts as a qualifying year, provided you earn or are credited with earnings of at least a minimum amount.

This amount changes every year. There is a time limit for doing this. When people reach state pension age currently 66 , they will receive an income from the state, called the state pension. To claim the state pension you have to have made National Insurance NI contributions throughout your working life — you can read more on this in our guide, your state pension and benefits.

The state pension will not be able to provide all your retirement income, so most people also save into a pension with their employer. Workplace pensions take contributions from you, your employer and the government, and use them to provide you with money to live on when you retire.

Your contributions will take the form of a percentage taken from your salary each month, and your employer's will also be added as a percentage of your pay. The fact that your employer pays into your workplace pension is one good reason for having one — it is like extra pay.

These contributions will be invested, with the aim of increasing the amount you have to retire on. Personal pensions are particularly suitable if you're self-employed or not in work, and so don't have access to a workplace pension.

But anyone can save into a personal pension. Financial Services Limited. Financial Services Limited is a wholly-owned subsidiary of Which?

Limited and part of the Which? Money Compare is a trading name of Which? Redundancy pay calculator. Universal Credit Find out how Universal Credit works and how to manage your payment. Tool Money Manager. Everyday money. Calculator Credit card calculator. Tool Couch to Financial Fitness. Calculator Baby costs calculator.

Calculator Mortgage affordability calculator. Calculator Mortgage calculator. Money troubles. Calculator Pension calculator. Calculator Workplace pension contribution calculator. Tool Find a retirement adviser. Calculator Redundancy pay calculator. What is a pension scheme? Is it too late to start saving into a pension? What if I die before I take my pension benefits? A long-term savings plan.

Find out more about how pensions work and why you should save into them in our guide Why save into a pension? Back to top. Find out more about it in our guide The State Pension. UK website. A pension scheme is designed to give you an income, alongside the State Pension. This depends on whether you have a defined benefit or a defined contribution pension.

Find out more in our guides: Defined benefit or final salary pensions schemes explained Defined contribution pension schemes. Need more information on pensions? Our help is impartial and free to use, whether that's online or over the phone. In most cases, your pension scheme will provide benefits on your death. Was this information useful? Yes No. Thank you for your feedback. Share this article.

Email Facebook Twitter. More options. Share this with. WhatsApp LinkedIn. Explore this topic Close Pensions basics. Starting a pension What is a pension scheme? Why save into a pension? The different pensions you can get if you live and work in the UK Workplace pensions Choosing a pension yourself Pension savings timeline.

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The Woody doll owned by Andy's father was a one-of-a-kind prototype that he was awarded by a cereal company, which he managed to hold on to along with Mr. Potato Head and Slinky in a box after most of his toys were destroyed to protect him after he contracted polio. Years later, after a healthy period in his life when he was able to marry and have children, Andy's father was stricken by Post-Polio Syndrome, and the family was forced to move back into his childhood home.

This is an explanation for why so many family pictures are up on the walls despite how young the kids are in the original movie—most of them are pictures of Andy's dad as a child, like this picture of him with glasses on. And here's the kicker—Andy only came into owning Woody when his father was on his deathbed. The trio of previously mentioned toys, still in hiding in the attic where his father placed them all those years ago, are passed on to Andy during his father's final moments, with the grieving child only discovering them after his dad's funeral.

When the toys stare back at him, they see a boy who looks just like the child who originally owned them all those years ago, and allegedly believe nothing has changed, carrying on with their lives as Andy's toys. As if Andy's dad being missing wasn't depressing enough before, this is up there with the saddest back story of any movie I can remember. It's made worse by the fact that so many people have taken pot shots at Andy's dad as a deadbeat over the years, only now to find out that he was killed by a terrible illness and in his final moments gave his son one of his oldest, most prized possessions.

Toy Story 's Andy lives with his mother, but whatever happened to his dad? It's a question that has intrigued audiences for decades, and while seeing a Disney-produced film feature a family with only one parent is far from unusual, the mystery of Andy's dad has easily become one of the most enduring topics amongst Pixar enthusiasts.

In a film series where toys come to life and go on grand adventures while their owners aren't looking, it says a lot that Andy's missing father is easily one of the most baffling aspects of the Toy Story franchise. When the original Toy Story first hit theaters in , most audiences were too busy being fascinated by the unprecedented animation or swept up by the brilliant story to put much thought into Andy's home life. But as the years passed, viewers began to give more thought to the dynamics of Andy's family: he obviously had a caring mother, a little sister, and even a dog beginning in Toy Story 2.

But nowhere in any of the films was there a single reference to Andy's dad, not even a simple throwaway line about him being out of the picture.

Could Andy's father be dead, or simply out of Andy's life due to divorce or possibly military service? Davis had died recently, then she would probably still be wearing it. In this case, the simple explanation is the more likely. If she and Mr. Davis were getting a divorce, then he would at least be paying child support, but the family still has to make some sacrifices. Oh, and the family gets a puppy. In the end, their reconciliation and eventual friendship is symbolic of Andy coming to terms with only having his mother around.

In many Disney and Pixar films, the main characters are brought up without one or both parents. It should be no surprise that a fun film like Toy Story has an undercurrent of sadness and dare I say it reality lingering in the background. Ouch, right in the heart.

As for Unkrich himself pictured below , his parents divorced when he was 10 years old, and he reportedly grew up with just his mother for some time. Except for Buzz Lightyear, of course. Even he got a dad in Toy Story 2…. So here it is in a nutshell. Sarjapur Road is a popular selling location, with the real estate market trend. The rapid development of apartments on Sarjapur Road can be attributed to a changing way of life. Sarjapur Road offers a wide range of shopping options as well as a number of businesses.

Godrej Park Retreat to search for in case you are in search of a superlative, very best and clever urban life-style.